CASH MANAGEMENT
STREAMLINE YOUR FINANCES.
Managing cash flow shouldn’t be a headache. Our user-friendly cash management products are designed to simplify your day-to-day operations. We’ll help you control your finances, so you can focus on growing your business.
ACH ORIGINATION
This tool allows your business to reduce payroll-processing costs and control the timing of payments and receivables. ACH Origination enables you to originate electronic transactions for purposes such as direct deposit of payroll, payment of invoices and the timely collection of receivables.
ACH POSITIVE PAY
Enhance your cash flow management with Autobooks, combining seamless banking integration, easy invoicing, and effective payment processing in one intuitive platform.
BUSINESS BILL PAY
Business Bill Pay allows your company to pay invoices as a one-time payment or recurring payments without writing checks. Let Platinum Bank do the work for you!
BUSINESS DEBIT CARDS
Provide authorized employees with a Platinum Bank Business Check Card for making purchases.
CHECK POSITIVE PAY
Check Positive Pay is a tool that lets business owners determine which checks are allowed to post against their account. When an unauthorized check is presented, the item is flagged as an exception, and you’re alerted via digital banking to decision the item.
EDI REPORTING
Streamline your business with EDI (Electronic Data Interchange) reporting, transforming complex information into easy-to-understand, actionable financial data.
ELECTRONIC STATEMENTS
Electronic Statements allows your company to receive deposit account and loan statements in a timely and secure manner.
INSURED CASH SWEEP
LINE OF CREDIT SWEEP
A line of credit is automatically advanced to cover checking account balances less than the target balance and excess checking account balances can be used to automatically pay down the line of credit.
MERCHANT SERVICES
Merchant card processing allows you to enjoy the convenience of being able to accept credit cards offered through all major card issuers.
PEG BALANCE ACCOUNT
Designed primarily for payroll accounts, the Peg Balance Account will sweep funds from your company’s operating account as payroll checks are presented for payment in the payroll account.
REMOTE DEPOSIT
Simplify your banking routine with Remote Deposit, a convenient service that allows you to deposit checks digitally from the comfort of your office or home. Save time by streamlining your transactions and eliminating the need for frequent branch visits.
SAME DAY ACH
Experience the convenience of faster transactions with Same Day ACH, ensuring expedited processing of your electronic payments and deposits within a single business day.
WIRES
Wire Transfer provides clients with a method of transferring immediate funds to another financial institution. We offer both domestic and international wire services.
