BUSINESS BANKING

RELATIONSHIPS
ARE EVERYTHING.

We offer valuable insights, tailored financial solutions, and a connected network to drive your business forward. Let’s work together to unlock new opportunities.

CHARTER SCHOOL FINANCING

Unlock the potential of your charter school with our specialized financing and cash management solutions. We offer flexible funding and expert financial guidance to ensure your school’s success.

Learn About Charter Schools

CONSTRUCTION LOANS

Considering building? Call us first. We’ll work with you to develop a practical loan program with flexible options, a fixed or variable rate and no owner-occupancy requirement. We specialize in one-time, construction to permanent loan closings.

EQUIPMENT FINANCE

Let us help you get the equipment you need to build your business. Lending for new and used equipment, including vehicles and other working assets, is available with terms from three to seven years and fixed or variable interest rates. We also offer convenient repayment options.

FRANCHISE LENDING

Whether you’re an entrepreneur ready to take the leap into franchisee territory or an established franchisor looking to expand, our dedicated Franchise Lending services are designed to propel your business to the next level.

Learn About Franchise Lending

LETTERS OF CREDIT

We write all types of Letters of Credit to help meet the specific needs of both benefactors and recipients. A Letter of Credit can help you maximize your cash flow while securing the necessary funds for successful business transactions.

REAL ESTATE FINANCE

Looking to own or refinance commercial real estate? Count on us to make the process as painless and rewarding as possible. We offer flexible terms and options customized for you.

Financing is available for both owner occupied and investment properties.

SBA LOANS

As a Preferred SBA Lender, we offer you full access to all Small Business Administration loan programs. Let’s work together to discover what SBA lending can do for your business.

Learn About SBA

WORKING CAPITAL CREDIT LINES

An easy, practical way to get the funds your business needs. A line of credit can provide working capital to meet short-term obligations and manage your cash flow.

BUSINESS DEPOSIT ACCOUNTS.

Contact us for more options and current rates.

ESSENTIAL BUSINESS CHECKING

  • Minimum opening deposit is $100
  • No minimum balance requirement
  • 500 included items per month, any additional items will be $.50 each (items are deposits, checks deposited, and withdrawals)
  • $5.00 monthly paper statement fee (waived with eStatement)
  • Free internet banking
  • Available upon approval
    • Cash Management Module
    • Remote Desktop Deposit
    • Mobile Remote Deposit

ADVANTAGE BUSINESS CHECKING

  • Minimum opening deposit is $100
  • No minimum balance requirement
  • $15 Monthly Account Maintenance Fee
  • Additional monthly per item fees apply (items are deposits, checks deposited, and withdrawals)
  • $5.00 monthly paper statement fee (waived with eStatement)
  • Earnings credit allowance available to offset service charges
  • Free internet banking
  • Available upon approval
    • Cash Management Module
    • Remote Desktop Deposit
    • Mobile Remote Deposit

PLATINUM BUSINESS SAVINGS

  • No minimum balance
  • No monthly fees when using online banking and eStatements
  • $5.00 monthly paper statement fee (waived with eStatement)
  • Free internet banking
  • Variable interest: compounded monthly
  • Free mobile remote deposit, upon approval
  • Contact us for rates

CERTIFICATE OF DEPOSIT

CDs from Platinum Bank provide low-risk diversification for your portfolio. Platinum Bank offers CDs from 3 months to 60 months.