PRIVATE BANKING

BUILT FOR BUSINESS OWNERS.

Business owners and executives need financial services that go beyond standard retail offerings. Our private bankers understand the complexities of running a business and can work with self-employed borrowers to help you meet your financial goals.

1ST MORTGAGE LOANS

Buying a home is a significant investment, and we’re committed to helping you make informed decisions about your financing options.

HOME EQUITY LINES OF CREDIT

Transform equity into opportunity – our HELOC offers financial flexibility for your home upgrades or investments.

CONSTRUCTION LOANS

Bring your vision to life with our construction loans, designed for individuals ready to expand and build.

PERSONAL LINES OF CREDIT

Navigate unexpected expenses or seize new opportunities with our personal lines of credit, providing the liquidity you need when it matters most.

PERSONAL DEPOSIT ACCOUNTS.

Contact us for more options and current rates.

ESSENTIAL CHECKING

A no-frills account designed for everyday banking.

  • Minimum opening deposit is $100
  • No minimum balance requirement
  • 25 withdrawals included per month, any additional withdrawals will be $.25 each
  • $5.00 monthly paper statement fee (waived with eStatement)
  • Free ATM/Debit Card, upon approval
  • Free internet banking
  • Free bill pay
  • Free mobile remote deposit, upon approval

ADVANTAGE CHECKING

Our interest-bearing personal checking account offers unlimited check writing with no per-check fee, a free debit card (upon approval), free cashier’s checks, and interest on your monthly tiered balance.

  • Minimum opening deposit: $2,500
  • $2,500 minimum daily balance to avoid a $15 monthly service charge
  • $5 monthly paper statement fee (waived with eStatement enrollment)
  • Variable tiered interest rate, compounded monthly
  • Annual Percentage Yield (APY) available upon request
  • $10 off your first box of checks
  • Free ATM/Debit Card, upon approval
  • Free internet banking and bill pay
  • Free cashier’s checks
  • Free mobile remote deposit, upon approval

PLATINUM SAVINGS

Our premiere personal savings account.

  • No minimum balance
  • No monthly fees when using online banking and eStatements
  • $5.00 monthly paper statement fee (waived with eStatement)
  • Free internet banking
  • Variable interest: compounded monthly
  • Free mobile remote deposit, upon approval
  • Contact us for rates

CERTIFICATE OF DEPOSIT

CDs from Platinum Bank provide low-risk diversification for your portfolio. Platinum Bank offers CDs from 3 months to 60 months.