PERSONAL BANKING

YOUR MONEY, YOUR WAY.

Discover a banking experience as unique as you are. We provide customized solutions to help you achieve your goals with confidence.

HOME EQUITY LOANS

Borrow against your home equity at historically low interest rates with Platinum Bank. We offer fixed rate options, up to 80% loan against value and quick completion on most applications. Plus your interest payments may be tax deductible. Please consult a tax advisor for further information regarding the deductibility of interest.

BRIDGE LOANS

Looking for short-term financing to quickly close on a property or take advantage of an immediate opportunity? Consider a bridge loan from Platinum Bank. We offer low fixed rates and flexible terms.

UNSECURED LOANS

We offer flexible terms with quick loan approvals.

HOME EQUITY LINES

Variable rate home equity lines are a good way to provide yourself with ready credit for life’s great moments.

PERSONAL DEPOSIT ACCOUNTS.

Contact us for more options and current rates.

ESSENTIAL CHECKING

  • This practical choice has no minimum balance requirement.
  • Minimum opening deposit is $100
  • No minimum balance requirement
  • 25 withdrawals included per month, any additional withdrawals will be $.25 each
  • $5.00 monthly paper statement fee (waived with eStatement)
  • Free ATM/Debit Card, upon approval
  • Free internet banking
  • Free bill pay
  • Free mobile remote deposit, upon approval

ADVANTAGE CHECKING

Our interest-bearing personal checking account offers unlimited check writing without a service charge, a free debit card, cashiers check with no fee, plus interest on the monthly tiered balance.

  • Minimum opening deposit is $500
  • $2,500 minimum ledger balance to avoid a $15 monthly service charge
  • $5.00 monthly paper statement fee (waived with eStatement)
  • Variable tiered interest rate; compounded monthly
  • $10 off your first box of checks
  • Free ATM/Debit Card, upon approval
  • Free internet banking
  • Free bill pay
  • Free Cashier Checks
  • Free mobile remote deposit, upon approval

PLATINUM SAVINGS

Our premiere personal savings account designed for high balance depositors.

  • No minimum balance
  • No monthly fees when using online banking and eStatements
  • $5.00 monthly paper statement fee (waived with eStatement)
  • Free internet banking
  • Variable interest: compounded monthly
  • Free mobile remote deposit, upon approval
  • Contact us for rates

CERTIFICATE OF DEPOSIT

CDs from Platinum Bank provide low-risk diversification for your portfolio. Platinum Bank offers CDs from 3 months to 60 months.